COVID-19 Resources for Business


The City of University City is pleased to announce a multi-round forgivable Small Business Assistance Program. The program will be implemented in multiple funding cycles and is intended to help eligible local retail and creative for-profit businesses address cash for short term financial operational needs such as payroll, payment to suppliers, payment to service providers or payment of utilities. This Grant may not be used for capital expenditures or rent. The intent of this program is to provide local businesses relief due to their economic loss during the current COVID-19 Pandemic. CLICK HERE for more information.


 Explore U City Website, Facebook Page, and Weekly Newsletter

 If you would like to have your business promoted on, Explore U City Facebook page ( and weekly newsletter, please send your updated business information to and Please include any photos, videos, or details you would like us to include.

U.S. Small Business Administration (SBA):  Paycheck Protection Program (PPP)  

The U.S. Small Business Administration (SBA) announced that the Paycheck Protection Program (PPP) will re-open the week of January 11 for new borrowers and certain existing PPP borrowers. To promote access to capital, initially only community financial institutions will be able to make First Draw PPP Loans on Monday, January 11, and Second Draw PPP Loans on Wednesday, January 13. The PPP will open to all participating lenders “shortly thereafter,” according to the SBA. The second loans will only be available to businesses that can show a 25% quarterly revenue loss last year compared to 2019.

New guidance for the program was also released. Key updates include:

  • PPP borrowers can set their PPP loan’s covered period to be any length between 8 and 24 weeks to best meet their business needs.
  • PPP loans will cover additional expenses, including operations expenditures, property damage costs, supplier costs, and worker protection expenditures.
  • The Program’s eligibility is expanded to include 501(c)(6)s, housing cooperatives, direct marketing organizations, among other types of organizations.
  • The PPP provides greater flexibility for seasonal employees.
  • Certain existing PPP borrowers can request to modify their First Draw PPP Loan amount; and
  • Certain existing PPP borrowers are now eligible to apply for a Second Draw PPP Loan. 

A borrower is generally eligible for a Second Draw PPP Loan if the borrower:

  • Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses.
  • Has no more than 300 employees; and
  • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.

The new guidance includes:



Interim Final Rule on Second Draw PPP Loans.

SMALL BUSINESS RAPID DEPLOYMENT FUND Funded through a grant from the St. Louis County CARES Act: St. Louis County has established a Small Business Rapid Deployment Fund to assist small businesses that have been severely impacted by COVID-19. Funded through a grant from the St. Louis County CARES Act, this fund is being administered by the St. Louis Economic Development Partnership (STLPartnership). Applications Deadline: 5:00pm – Monday, December 7, 2020 or earlier if grant funds are depleted.

STLPartnership Small Business Covid-19 Resources The Coronavirus (COVID-19) pandemic has taken a toll on local small businesses. STL Partnership provides small business owners resources to help during this time. Information on this page will be evolving as we more information is received, so please check back frequently.

America’s SBDC Missouri America’s SBDC Missouri continuously updates their page with COVID-19 information relevant to small businesses during these difficult times.

U.S. Small Business Administration As funding Coronavirus Relief options come available through the SBA, they can be found here:

Show Me Strong Recovery Plan Resource Directory Find various resources for Missouri businesses:

MOSourceLink MOSourceLink’s mission is to help entrepreneurs and small businesses across the state of Missouri grow and succeed by providing free, easy access to the help you need - when you need it.

SCORE Small Business Resilience Resource Portal SCORE has created a comprehensive-yet-clear resource portal to help you find the specific information, government resources and financial support you need when you need it most.

Women’s Business Development Center (WBDC) The WBDC is taking all possible proactive measures to support and assist our clients with the economic impact on their businesses from necessary COVID-19 containment measures.  The WBDC is actively advocating for grant and loan solutions to ensure the financial sustainability of our clients.

Federal Resources for U.S. Small Businesses A federal resource website for U.S. small businesses affected by COVID-19 (Coronavirus), you can view relevant federal agency resources, access the latest news, and search for a Small Business Advisor near you.

Families First Coronavirus Response Act: Employee Paid Leave Rights The Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. The Department of Labor’s (Department) Wage and Hour Division (WHD) administers and enforces the new law’s paid leave requirements. These provisions will apply from the effective date through December 31, 2020.

Missouri First Small Business Loan The Missouri Linked Deposit Program partners with lenders to provide low-interest loans to create and retain Missouri jobs, encourage new economic development projects, and strengthen communities statewide. The Missouri Linked Deposit Program for Small Business provides low-interest loans to enable growth for Missouri's small businesses.

U.S. Chamber of Commerce The U.S. Chamber of Commerce is marshaling all its resources to help companies stay afloat and keep paychecks flowing to American workers and families; mobilize the business community to combat the pandemic; and help companies prepare for a safe, successful, and sustainable reopening of the economy.

Justine Peterson Justine PETERSEN believes that the strong credit of business owners is a vital tool on the path to achieving financial wellness. Justine PETERSEN provides to all business owners comprehensive credit score counseling and access to credit building loan products and secured credit cards as part of loan application process.

Missouri Department of Economic Development – Small Business Grant Program The purpose of the Small Business Grant Program under section 601(a) of the Social Security Act, as added by section 5001 of the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) and Section 7.031 in House Bill 2007 (2020) is to provide grants to small businesses and family-owned farms for reimbursement of costs of business interruption caused by required closures in connection with the COVID-19 public health emergency.

The Department is focused on impacting the hardest hit industries, which include retail trade, accommodation and food service and health care, in addition to family-owned farms.


Facebook Group:  University City Businesses
Facebook Group  #314Together - Post your information into this regional group
St. Louis Regional Chamber of Commerce COVID-19 Business Resources
St. Louis Business Journal Guide STLBIZHELP
Start an on-line Store with Square
Start an on-line Store with Shopify

Defining Essential Business Operations:

Show Me Strong Recovery Plan Resource Directory:

Business Resources in Vietnamese

Resources for Restaurants
In addition to the above platforms, there are numerous web sites, Facebook pages, and Google sheets dedicated to let your customers know you’re open for delivery and takeout.  Make sure your web site and social media sites are current with your information.

STL Today Posting Site
SAUCE Magazine COVID-19 Restaurant Guide
Facebook page: How to support STL restaurants through COVID-19
Explore St. Louis Take it Home