COVID-19 Resources for Business


The City of University City is pleased to announce a multi-round forgivable Small Business Assistance Program. The program will be implemented in multiple funding cycles and is intended to help eligible local retail and creative for-profit businesses address cash for short term financial operational needs such as payroll, payment to suppliers, payment to service providers or payment of utilities. This Grant may not be used for capital expenditures or rent. The intent of this program is to provide local businesses relief due to their economic loss during the current COVID-19 Pandemic. CLICK HERE for more information.


Checkout the new Explore U City Facebook Page and Weekly Newsletter!

 If you would like to have your business promoted on our new Explore U City Facebook page ( and weekly newsletter (, please send your updated business information to and Please include any photos, videos, or details you would like us to include.


Facebook Group:  University City Businesses
Facebook Group  #314Together - Post your information into this regional group
St. Louis Regional Chamber of Commerce COVID-19 Business Resources
St. Louis Business Journal Guide STLBIZHELP
Start an on-line Store with Square
Start an on-line Store with Shopify

Defining Essential Business Operations:

Show Me Strong Recovery Plan Resource Directory:

Business Resources in Vietnamese

Resources for Restaurants
In addition to the above platforms, there are numerous web sites, Facebook pages, and Google sheets dedicated to let your customers know you’re open for delivery and takeout.  Make sure your web site and social media sites are current with your information.

STL Today Posting Site
SAUCE Magazine COVID-19 Restaurant Guide
Facebook page: How to support STL restaurants through COVID-19
Explore St. Louis Take it Home

The St. Louis Economic Development Partnership has set up a Small Business Resource Hotline at 314-615-1777 to help connect you to needed resources. 

***New Program offered through the US Chamber of Commerce (as of 4/20/20)***
The Save Small Business Fund is a grant-making initiative by the US Chamber of Commerce offering short-term relief for small employers.  Applications will be available on Monday, April 20.  Businesses within University City’s 63130 Zip code qualify.  Businesses with 3-30 employees impacted by the COVID-19 Pandemic are eligible.  

Gateway Resilience-Fund:  This fund will provide short term monetary relief to employees and owners of independent bars, restaurants, and shops in the St. Louis area affected by closures and other circumstances brought about by the COVID-19 outbreak.

Distribution of Funds: The fund will consider covering personal, family, living, or funeral expenses incurred as a result of the outbreak. The Gateway Resilience Fund will make direct grants to eligible applicants or pay their bills. See application for details.

Business/Economic Relief Information and Funding Assistance:  St. Louis Economic Development Partnership Small Business Loan ($5,000, 0% interest, $50 payback first 6 months, $265 month 7-end of the term)  Resources are limited, so please respond immediately online if you are interested. 


CARES Act-Paycheck Protection Program for Small Businesses - The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses.  Those eligible include small businesses and eligible nonprofit organizations (including churches and religious non-profits), Veterans organizations as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.  Fill out the application and contact your banking institution to determine if they are an approved lender.   US Chamber of Commerce Guide for Small Business & Non-Profits.  Small Business Owner’s Guide to the CARES Act   US Dept of Treasury Borrower Info and Application

  • Eligible recipients may qualify for a loan up to $10 million determined by 8 weeks of prior average payroll plus an additional 25% of that amount.
  • Loan payments will be deferred for six months.
  • If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 8 weeks of payroll and certain other expenses following loan origination.  

Small Business Debt Relief Program - This program will provide immediate relief to small businesses with existing, non-disaster SBA loans, in particular 7(a), 504, and microloans. Under it, SBA will cover all loan payments on these SBA loans, including principal, interest, and fees, for six months. This relief will also be available to new borrowers who take out loans within six months of the President signing the bill into law.  Contact the St. Louis SBA District Office for more information.

Emergency Economic Injury Grants - These grants provide an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). (See info below.)  To access the advance, you first apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments. Contact the St. Louis SBA District Office for more information.

SBA’s Economic Injury Disaster Loans  (EIDL) offer up to $2 million in assistance for each affected small business or non-profit. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent.  Attend an SBA free webinar.

Applicants will be able to apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. For additional information, please visit the SBA disaster assistance website at

The Small Business Development Center (SBDC) also has these resources available: 

>Register as an SBDC-St. Louis client, and get connected to an SBDC Counselor here.  Contact SBDC Business Counselor, Colleen Mulvihill, directly at


>St. Louis County press releases, executive orders and coronavirus related information can be found at

>Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses.

Gateway Resilience Fund - This fund will provide short term monetary relief to employees and owners of independent bars, restaurants, and shops in the St. Louis area affected by closures and other circumstances brought about by the COVID-19 outbreak.

Google Remote Work – Work, teach, and learn from anywhere

> Coronavirus: Legal and business insights

> MOSourceLink – Coronavirus (COVID-19) Business Resources & Updates

SBDC Network – COVID-19 Small Business Resources

SCORE – Small Business Disaster Preparedness & Recovery Resources

> Dept of Labor: Families First Coronavirus Response Act: Employee Paid Leave Rights

U.S. Chamber of Commerce Combating the Coronavirus

> Women’s Business Enterprise National Council (WBENC)Resources for Women-Owned Businesses in Response to COVID-19

>Resources for Women in Business:

>Sunshine Behavior Health:

>Small Business Grants available to Female Entrepeneurs: